Plan Year 2025
Healthy You, Healthy Texas
Know your options for medical coverage
Plan Year 2025 began Sept. 1, 2024, and runs through Aug 31, 2025. You can learn more about the HealthSelect of Texas® and Consumer Directed HealthSelectSM plans and benefits changes by viewing the resources on this page.
Consumer Directed HealthSelect and HealthSelect of Texas Updates
Condition management programs
Several new condition management programs became available Sept. 1, 2024.
Hello Heart
Hinge Health
Learn to Live
Annual out-of-pocket maximum
Effective Jan. 1, 2025, the total in-network annual out-of-pocket maximum for all HealthSelect medical plans, including Consumer Directed HealthSelect is $8,050 for employee-only coverage and $16,100 for family coverage. The out-of-pocket maximum includes expenses you pay toward medical and prescription drug copays, coinsurance and deductibles, if your plan has one.
Benefit Materials
Healthy You, Healthy Texas Medical Benefits Guide - Learn about the HealthSelect of Texas and Consumer Directed HealthSelect medical plans, including information about changes to your medical benefits and how to access important resources for Plan Year 2025. Brochure
Other Resources
“Choose Your Primary Care Provider” Participant Journey - Learn about the importance of having a primary care provider (PCP) and how to choose your own.
Print Version
“Get to know your Explanation of Benefits” Participant Journey - Learn how to read an Explanation of Benefits and brush up on your knowledge of common insurance terms.
Print Version
New Condition Management Programs
Hello Heart
The Hello Heart program focuses on cardiovascular health. Hello Heart aims to prevent or decrease the development or advancement of heart disease and other cardiovascular conditions.
Hello Heart is available at no additional cost to eligible participants and includes a free Hello Heart blood pressure monitor that pairs directly with a smartphone. By building a habit of monitoring blood pressure and other aspects of heart health, participants can create sustained lifestyle changes.
Hello Heart’s health technology uses AI, behavioral science and personalized digital coaching to drive lifestyle changes through the program’s mobile app.
Hinge Health® for MSK
Hinge Health is a digital, physical therapist-led musculoskeletal (MSK) care program. Hinge Health is available at no additional cost to eligible participants and includes access to the Hinge Health mobile app and a care team including a board-certified health coach and physical therapist.
This digital program is focused on exercise therapy designed to address a wide range of MSK conditions. It can be done anywhere, at any time.
Learn to Live
Learn to Live is an online, on-demand, self-paced mental health service grounded in cognitive behavioral therapy. This style of therapy focuses on thoughts and actions and how adjusting those can positively impact an individual’s state of mind.
Learn to Live provides online, coach-supported programs to help participants overcome depression, insomnia, panic, stress, anxiety and worry, social anxiety and substance use. Participants can also work with a Learn to Live Coach via their preferred communication method after completing an initial assessment.
BCBSTX Personal Health Assistants are available
by phone
Call a BCBSTX Personal Health
Assistant toll-free
(800) 252-8039 (TTY:711)
Monday-Friday 7 a.m.-7 p.m. and
Saturday 7 a.m.-3 p.m. CT.
You can also communicate via secure chat and secure messaging
Monday-Friday, 8 a.m.-5 p.m.,
after logging into Blue Access for Members